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Source: http://twitter.com/joerogan/statuses/229796987623579648
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Tuesday, July 31, 2012
ICLEF Law Tips: Friendly Charitable Gift-Planning | Indiana ...
This week in our Law Tips blog I am pleased to share a popular topic for this time of year: ?How The IRS Can Be A Friend In Charitable Gift Planning.?? Sound unlikely?? Advice provided by one of ICLEF?s faculty explains how this is a very reasonable scenario.
Pamela Jones Davidson, J.D., is President of Davidson Gift Design, Bloomington, Indiana, a consulting firm specializing in gift planning, planned giving program design and implementation, and training. She is also a Senior Vice President for Thompson & Associates, offering estate planning services to nonprofits. Ms. Davidson offers her expertise for fellow lawyers advising their nonprofit clients during ICLEF?s seminar on ?Representing Indiana NonProfit Organizations.? Pamela outlines several options for helping clients structure gifts under the IRS rules that are beneficial to charities and donors.?? Following is a summary of her valuable tips on this subject.
Pamela reminds attorneys how the IRS regulations help charities every day in charitable gift planning:? They help us negotiate gifts that a charity really wants, that work to advance the donor?s goals, and help all parties avoid pitfalls. Charitable giving deductions are still intact, though vulnerable.? Currently, it is one, along with home mortgage interest, of the very few protected deductions.? There is no floor to charitable gifts except that one must be an itemizer to deduct the gift, and some ceilings pertain to the type of gifted property (cash vs. noncash) that can be easily planned for six total years to fully write off a charitable deduction.? And, a client can lose if their income level subjects them to the 3% phaseout of itemized deductions.
Charitable estate planning options may be the very best still available. This is true both for charity and in furtherance of the financial and estate planning objectives of many prospective and current donors. The issue is how you use these advantages presented by the IRS. These advantages can be found within pre-tax giving of charitable plans, charitable remainder trusts, gift premium reporting, fair market value, discounts for minority interests, capital gains savings?.even appraisal and substantiation rules and UBIT implications can improve the gift.
In Ms. Davidson?s conclusion, she states that often the choice is charity vs. government. Giving does have cost to the family, but government takes the biggest loss from a variety of lost tax revenues. This is the golden opportunity to give locally to the community, for donor or family to oversee uses of funds, to memorialize and pay tribute to people they care about, to endow their much-needed annual support to a beloved charity, to make a lasting and meaningful difference, all while depriving Uncle Sam ? a passion for some. And all this comes to pass while the donor determines how the gift is ultimately used.
The goal always of charities is education and awareness. They can be option makers. Charitable planning is one of the last, best planning options ? last only because only now are they enjoying popular appeal by nonprofits and practitioners and prospects.? Charities can use IRS rules and regs as leverage with donors.? Require them to document better, be more realistic, face practical and business issues, e.g., if they can?t sell an item of real estate, why would they think charity could, and without liability and expense? The charity creates its own reputation for business, both from its own vantage and from the donor?s, in helping devise a plan to achieve many of the donor?s financial, estate and retirement planning objectives in an ethical and arms-length manner.
Advisers should call on charity (especially the more sophisticated like higher education foundations, hospitals foundations, community foundations) to help communicate, explain?especially if the gift is irrevocable.? More specialized knowledge, like discussing the tax implications of holding retirement plan assets until death without significant draw-downs, is an added benefit; but the donor?s practitioner should be involved, who represents the donor as a charity cannot do. Your role in the relationship ? you can (and often should) check with an expert about the legal technicalities. Donors have come to rely upon charities as often the best source of information about charitable giving techniques. Advisers should too.?? An enabling ?can do? approach will be most effective, even possibly when the rewards to the charity initially seem remote.
This knowledge on our part as planners can, because of the tax code and IRS requirements, lead donors to the natural conclusion that a charitable gift can be attractive and appropriate in their own personal situations. It?s something they can do. The Model Standards of Practice for the Charitable Gift Planner and legal codes of conduct should be followed to guard against potential abuses, providing restraints on us as well as protection for donors.
The IRS is putting more burdens on the charity.? However, remember that the Service, too, is sometimes wrong, and that a rational argument, derived from reasonable interpretations and motivations, can prevail. It is good from the charity?s perspective to educate the donor, to make?gift negotiation business-like. The charity should be thoughtful and deliberative, do its homework and carefully consider any and all gift proposals?actually even refuse some.
In Pamela?s final words to lawyers representing nonprofits, she amicably reminds you: Not all gifts are good gifts, which the IRS has helped charity protect itself against. IRS as Partner? What a Concept!!
I want to express our appreciation to Pamela Davidson for sharing her expertise in the charitable giving arena, specifically for reminding her fellow attorneys how to identify a more friendly IRS.
______________________________________________________________________
If you would like to learn more about ?Representing Indiana NonProfit Organizations,? ICLEF?s video replay of this six-hour CLE is scheduled for March 5, 9 and 20 in Indianapolis, Chicago and South Bend respectively.? The seminar offers thorough coverage of current nonprofit law from thirteen faculty participants. ?If you are interested in the Video Replays, Online / On Demand Video or e-Publications, Click Here.
We appreciate you reading Law Tips.? Your comments are always welcome:??nancy@iclef.org?or?www.facebook.com/ICLEF.? Look for updates on Facebook or sign up for the RSS feed here on ICLEF?s website for the? ?Law Tips Blog? as we continue to sift through the treasure trove of knowledge of our legal experts.
ICLEF ? Indiana Continuing Legal Education Forum, Indianapolis, IN
Source: http://iclef.org/2012/07/law-tips-friendly-charitable-gift-planning/
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King Mohammed, visionary sovereign, guardian of long-standing ...
Washington, July 30, 2012 (MAP)
King Mohammed VI is a visionary sovereign and guardian of a long-standing legitimacy that makes the Moroccan exception in its regional environment, Peter Pham, head of the Michael S. Ansari Africa Center, told MAP news agency.
Since his enthronement, the sovereign carried out an ambitious agenda of reforms which epitomizes the royal approach, always in touch with the people?s aspirations and concerned for their well-being, Pham said, adding that this symbiosis take strength in the Monarchy?s centuries-old legitimacy and the sacred allegiance ties uniting the sovereign and the people.
He explained that contrary to the majority of countries of the region where the concept of a nation state was built on the ruins of the Ottoman Empire, Morocco possesses an over 12 century old history. ?Under the reign of the 15th sultan of the Alaouite dynasty Mohammed III, Morocco was in 1777 the first country to recognize the independence of the United States,? he recalled.
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Monday, July 30, 2012
Centegra's Free August Wellness Lectures - Algonquin-Lake in the ...
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Centegra Health System will host free wellness lectures in August. Community members are welcome to hear physicians speak about neck pain, carpal tunnel and concussion.
Space is limited and light refreshments will be served during the free lectures, which will be held Centegra Health Bridge Fitness Center-Crystal Lake, 200 Congress Parkway. Register by calling 877-CENTEGRA (877-236-8347).
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Crakin? and Poppin? ? A Neck Pain Musical
Neck pain can stem from poor posture to worn joints and muscle spasms. Although it is common, neck pain can be debilitating and affect daily activities. Join Dr. John V. Prunskis, an independent physician specializing in pain management on the medical staff at Centegra Health System, as he discusses common symptoms of neck pain, simple ways to prevent pain and surgical treatment options. ?Crakin? and Poppin? ? A Neck Pain Musical? will be from 6:30 to 7:30 p.m. Wednesday, August 1.
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Carpal Tunnel: Hand it Over
With more than 25 bones in the hand, men and women often experience pain in this important part of the human body. Carpal tunnel, a painful condition that is caused by a pinched nerve, can turn everyday activities into impossible tasks. Join Dr. Kelly Holtkamp, an orthopedic surgeon on staff at Centegra Health System, as she discusses common symptoms of carpal tunnel and ways to ease the pain. Holtkamp will be providing free carpal tunnel screenings, therefore, space is limited. ?Carpal Tunnel: Hand it Over? will be from 6:30 to 8:00 p.m. Wednesday, August 8.
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Concussion=Brain Injury. Know the Facts
By definition, a concussion is a traumatic brain injury that alters the way the brain functions. Concussions are caused by a blow to the head or upper body and can result in headaches, problems with concentration, judgment, memory and balance. Whether a child is at risk playing a sport or one is interested in learning more about concussions, join Program supervisor at Centegra Neuro-Rehabilitation Center Barb Wasilk, Centegra Neuro-Rehabilitation Case Manager Julia Szot and Trauma Coordinator Melanie Korzuchowski, RN at they discuss symptoms of concussions, ways to prevent head trauma and how to take care of someone who has suffered a concussion. ?Concussion=Brain Injury. Know the Facts? will be from 6:30 to 7:30 p.m. Tuesday, August 21.
Source: http://algonquin.patch.com/articles/centegra-s-free-august-wellness-lectures
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Revive your bathroom quickly, easily and affordably | Pasco News
29 Jul, 2012
Remodeling projects have increased in popularity over the past few years as homeowners have decided to improve on what they have, rather than take a risk in the real estate market. Whether you?re hoping to sell your home or create a more enjoyable living space, tackle home improvement projects that make a big impact and add value.
One of the top return-on-investment remodeling projects is updating a bathroom. Bathroom updates even outweigh kitchen projects in terms of getting back what you spend, according to CNN Money. And, if you take a cost-conscious approach and do the project yourself, your investment return will be even better. Renting tools is a key way you can cut costs and bring new life into your bathroom.
There are plenty of remodeling tasks that are easily accomplished by renting tools, versus the cost of buying expensive tools or hiring someone else to do the work. Visit www.rentalhq.com to find an American Rental Association member rental store in your area.
Bring new life to your bath with these tips:
* Replace old tile. Outdated tile is a common problem that makes bathrooms look old. Replacing it with fresh new tile that is in style will instantly give the room a modern look. Tiling is a DIY project that anyone can tackle, with the right tools. Rent the necessary items like a tile stripper, a tile saw and a mortar mixer to keep your project costs down.
* Refresh the ceiling. Ceilings can become dingy over time, and you might not suspect them as the culprit that?s making your room feel dull. You?ll notice a dramatic change if you liven it up with fresh new texture and paint. Texture sprayers are an unusual tool for most DIY warriors to own, but you can easily rent one to make the job quick and inexpensive.
* Add personality with paint. Another simple fix that can be done is adding a new paint color. It?s an easy, quick and cheap project and can totally change the look and feel of the room. Opt for one of your favorite colors or scour interior design websites and magazines to find a trendy color that gets your attention.
* Change hardware. Some faucets and cabinet hardware clearly show their decade of origin. Switching out old hardware is relatively simple and a great way to make a dramatic change in the look of your room.
These projects set the stage for creating a new feel for your bathroom. Make the revived space a reality by choosing a decorating theme and accessories that complement it. Items like window treatments, throw rugs and wall art make the room feel more complete and stylish. To get your project started, visit www.rentalhq.com.
Source: http://www.pasconews.com/revive-your-bathroom-quickly-easily-and-affordably.html
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Real estate transactions for July 29 | Business | Bradenton Herald
$970,000 Richman Rita, Richman Fred M to Dull Stephen F, Stephen F Dull Revocable Inter Vivos Trust, Shore Unit 218, O.R. Book 02429 Page 1897, July 18.
$754,593 ACPA Land Investments LLC, Lvi Land Investments LLC to Samarasinghe Kathleen S, Samarasinghe Gunasiri, Lot 68 Lakewood Ranch Country Club Village, O.R. Book 02428 Page 7384, July 17.
$665,000 Regions Bank, Amsouth Bank to Professional Resource Development Inc, 0, O.R. Book 02429 Page 1858, July 18.
$628,300 Sarasota University Groves LLC to Mowery Charles Glen, Mowery Michele Ann, Blk A Riverdale, O.R. Book 02428 Page 7419, July 17.
$565,620 Simard Alexandre, Majou Cecile to Gant John R, Gant Inez A, Lot 43 Harbour Landings Estates, O.R. Book 02429 Page 0357, July 17.
$565,000 Koepfer Paul J to Oswald Melodi A, Lot 42 Tidewater Preserve, O.R. Book 02429 Page 1397, July 18.
$550,000 Froeschle James R, James R Froeschle Revocable Trust, Froeschle Rosalinda A to Cooper Christopher M Sr, Cooper Catherine M, Lot 16 Blk B Cypress Creek Est, Ates, O.R. Book 02429 Page 1775, July 18.
$537,500 Cargor CM Property Investments Inc to Sadasivan Leslie, Leslie Sadasivan Living Trust, Lot 2056 Country Meadows, O.R. Book 02428 Page 7464, July 17.
$524,300 Sax Byron R, Sax Diane K to With Bankunited, Pt 25-35-16, O.R. Book 02429 Page 0104, July 17.
$518,195 Minto Bradenton LLC to Wright Leslie Terence, Wright Linda Marie, Mangrove Walk on Harbour Isle, Unit 340 B, O.R. Book 02429 Page 4617, July 20.
$505,000 Gupta Vivek, Gupta Priyanka to Shariff Sohail, Shariff Sana, Lot 85 Greenbrook Village, O.R. Book 02429 Page 2348, July 19.
$499,953 Revord David A, Revord Alicia A to Stone River Gliders LLC, Lot 5 Lakewood Ranch Country Club Village, O.R. Book 02429 Page 4331, July 20.
$498,750 Neal Signature Homes LLC Florida to Childers William A, Childers Dolores M, Childers Living Trust, Lot 24 Country Club East at Lakewood Ranch, O.R. Book 02429 Page 3607, July 20.
$425,000 Belzer Jeffrey A Jr, Belzer Michael J, Jeffrey A Belzer Sr Revocable Trust, Belzer Jeffrey A Sr Revocable Trust to Sunny Skies AMI Cottages LLC, Blk 17 West Wind Shores, O.R. Book 02429 Page 2529, July 19.
$425,000 Pankhurst Richard Arthur to Lippincott Roger V, Ziegler Sharon, Island Walk Condominium on Anna Maria Island Unit 8 B, O.R. Book 02429 Page 1960, July 19.
$420,000 Kelley Howard A, Kelley Valerie J to Antonicelli Salvatore, Antonicelli Joan, Lot 123 Treymore at The Villages Of Palm Aire, O.R. Book 02429 Page 1500, July 18.
$415,000 Cahill Kevin K, Robert K Cahill Revocable Trust, Cahill Robert K Revocable Trust to Pastor Steven E, Pastor Josephine T, Pastor Living Trust, Longboat Beach House Unit 603, O.R. Book 02428 Page 7723, July 17.
$400,500 Minto Bradenton LLC to Wassall Rosana, Mangrove Walk On Harbour Isle, Unit 340 C, O.R. Book 02429 Page 3852, July 20.
$400,000 Greenway Samuel Stanford, Greenway Maureen B to Gargiulo Suzanne D, Gargiulo Edward W, Lot 8 Blk A Cypress Creek Estates, O.R. Book 02428 Page 7823, July 17.
$390,000 6700 Holmes LLC to Wilson Adam, Wilson Tracy, Beach Breezes Unit A, O.R. Book 02429 Page 0045, July 17.
$376,000 Apple Michael L, Apple Ansley R to Sylvester Mark E, Sylvester Kaki G, Lot 47 Blk 1 Braden Woods, O.R. Book 02428 Page 7267, July 17.
$372,271 Stirling Equity Group LLC to Githens Gregory D, Githens Helen V, Lot 159 Blk C Country Club East at Lakewood Ranch, O.R. Book 02429 Page 5034, July 20.
$370,000 Boucher Eris D, Boucher Philip E to Garbin David J, Garbin Deborah L, Lot 280 Riverdale Revised, O.R. Book 02429 Page 1968, July 19.
$364,000 Fridovich Anthony S, Fridovich Melodie K to Belden Todd, Belden Christon, Sunbow Bay Unit 3, O.R. Book 02429 Page 4885, July 20.
$360,600 Minto Bradenton LLC to Hoff Lyle Bernard, Hoff Connie S, Mangrove Walk On Harbour Isle, Unit 340 C, O.R. Book 02429 Page 3853, July 20.
$353,000 McDavid Danny D, McDavid Susan A to Wells Eric A, Wells Karen S, Lot 1078 Country Meadows, O.R. Book 02429 Page 3074, July 19.
$352,000 Francisco Carl, Francisco Barbara C to Culotta John P, Culotta Sandra L, Lot 3 Lakewood Ranch Country Club Village, O.R. Book 02428 Page 7320, July 17.
$350,000 Lilak Douglas F, Lilak Sally G to Nosek Frank R, Nosek Daryl L, Lot 239 River Wilderness, O.R. Book 02429 Page 4962, July 20.
$350,000 Selsberg Carol to Dyer George T Jr, Dyer Selma W, Lot 49 Hampton Green, O.R. Book 02428 Page 6338, July 16.
$350,000 Sergo Gary A, Sergo Laura C to Cucino Frank R, Cucino Nancy L, Lot 295 Carlyle at The Villages of Palm Aire, O.R. Book 02429 Page 3105, July 19.
$350,000 Stachurski Martha, Schneiderman Barbara M to Mandell James, Mandell Valerie, Lot 18 Lakewood Ranch Country Club Village, O.R. Book 02428 Page 5997, July 16.
$349,000 Schwope Klaus to 4500 Gulf LLC, Blk 8 Jones, O.R. Book 02429 Page 2535, July 19.
$341,853 Central Park Lifestyles LLC to Sherman Martha L, Sherman William L Jr, Lot 67 Central Park, O.R. Book 02429 Page 4939, July 20.
$337,500 Rawlings Douglas to Ripley Sheldon N, Ripley Sharon L, Lot 14 Northshore at Riviera Dunes, O.R. Book 02429 Page 2186, July 19.
$335,000 Jablonski Edward W, Sanderson Jeffrey D to Tietjen Wendy K, Lot 4 Blk B Woods at Conquistador, O.R. Book 02429 Page 1479, July 18.
$332,000 Weyland Paul H, Weyland Carmen B to Sunshine Invest LLC, Lot 99 Wisteria Park, O.R. Book 02429 Page 0242, July 17.
$320,000 Guthrie Thomas, Guthrie Lynn S to Bucher Robert E, Bucher Morelli Veronica, Lot 24 Blk C Braden Pines, O.R. Book 02428 Page 7873, July 17.
$314,900 Sp1 Inc to Sisk Wayne G Jr, Sisk Tammy, Lot 3 Summerfield Village, O.R. Book 02428 Page 5739, July 16.
$310,000 Freesen Kerry S, Freesen Cathleen A to Corsini Bryan, Corsini Heather, Lot 12 Greens at El Conquistador, O.R. Book 02429 Page 1848, July 18.
$305,100 US Bank NA, Bank of America, Lasalle Bank Na, Washington Mutual Mortgage, Wmalt Series 2006 2 Trust, Washington Mutual Mortgage Wmalt Series 2006 2 Trust to Lwr Rentals LLC, Lot 37 Greenbrook Village, O.R. Book 02428 Page 6181, July 16.
$300,000 Knudson Margaret J, Jay A Knudson Trust, Knudson Jay A Trust to Knudson Richard J, Knudson Patricia Ann, Knudson Trust No 101, Spanish Main Yacht Club Unit 1, 74, O.R. Book 02428 Page 6579, July 16.
$295,000 Carr Donald L, Webb Polly to Tourneur Kevin M, Tourneur Kathy L, Lot 23 Lakewood Ranch Country Club Village, O.R. Book 02429 Page 4413, July 20.
$289,279 Provident National Property Group LLC to Olivotto Kathleen M, Lot 4 Woodbrook, O.R. Book 02428 Page 7391, July 17.
$288,048 Pleasant Valley Limited Partnership to Stearns Bank, Pt 25-35-17, O.R. Book 02429 Page 3102, July 19.
$287,000 Sawin Jill M to Gallegos Lorenzo A, Gallegos Maria Y, Lot 15 Charleston Pointe at University Place, O.R. Book 02429 Page 3576, July 20.
$285,000 Smith Becky Zoe, Wilds Becky Zoe, Kurath Becky Z to Guilmette Cham N, Lot 212 Carlyle at the Villages Of Palm Aire, O.R. Book 02428 Page 5773, July 16.
$280,000 Seitman Murray, Murray Seitman Trust, Seitman Mildred, Mildred Seitman Trust to Chesnut Gary A, Lot 15 Palm Aire at Sarasota, O.R. Book 02428 Page 5834, July 16.
$279,600 Shea Gerald F, Shea Eugenia E, River Club Homeowners Association Inc to Aurora Loan Services LLC, Lot 44 River Club North 2009-CA-000965, O.R. Book 02429 Page 3847, July 20.
$277,000 Lavin Peter, Lavin Catherine L, Lavin Family Trust to Kassouf Lawrence F, Kassouf Carole J, Lot A 45 Rosedale 7, O.R. Book 02429 Page 2404, July 19.
$276,000 Johnson Aubrey K, Johnson Mary B to Daniel Howlands LLC, Lot 7409 Mill Creek, O.R. Book 02429 Page 3789, July 20.
$275,000 Promenade Bradenton LLC to Pfeifle Deborah, River Dance Unit 702, O.R. Book 02428 Page 6619, July 16.
$275,000 Runk David L, David L Runk Revocable Trust, Coffelt Bryan L, Coffelt Julie M to Kailing Daniel J, Kailing Laura L, Lot 107 Blk 28 Waterlefe Golf and River Club, O.R. Book 02428 Page 7567, July 17.
$265,000 Hazlett Deborah S to Graham Gregory G, Graham Elizabeth A, Lot 142 Greyhawk Landing, O.R. Book 02428 Page 7847, July 17.
$265,000 Spinelli Frank G to Mulder Mark L, Mulder Erica S, Lot 55 Greyhawk Landing, O.R. Book 02428 Page 6311, July 16.
$262,000 Regions Bank to Berkshire Bank, Samuel Thornton Exempt Trust, Pomello Park, O.R. Book 02428 Page 6303, July 16.
$255,000 Bittinger Lee A, Bittinger Marilyn Jean to Sawtari Ahmad, Edrease Hazar M, Lot 2 Longpond at Mote Ranch, O.R. Book 02428 Page 5570, July 16.
$253,000 Godfrey Shirley E to Urban David, Urbanova Marie, Lot 43 Rosedale 2, O.R. Book 02428 Page 6030, July 16.
$250,192 Stirling Equity Group LLC to Kristenson Wayne R, Kristenson Marilyn, Lot 2 Country Club East at Lakewood Ranch, O.R. Book 02428 Page 7333, July 17.
$250,000 Bergeron Armand W to Hogan Alison G, Lot 258 Trails, O.R. Book 02429 Page 0961, July 18.
$250,000 Chiapelas Thomas M to Adrian Linda L, Spanish Main Yacht Club Unit 1, 55, O.R. Book 02429 Page 1613, July 18.
$250,000 Thomas William, Mullen Jeri, Thomas Jeri to Massieu Michael, Massieu Anne, Lot 26 Blk B Braden River Lakes, O.R. Book 02429 Page 4922, July 20.
$249,900 Bristol Susan B to Frenay David, Frenay Carol, Sunbow Bay Unit 206, O.R. Book 02429 Page 2052, July 19.
$245,900 39638 LLC to Planagan Albert J, Palms at Riviera Dunes Unit 70, 2, O.R. Book 02428 Page 6492, July 16.
$245,000 Brehmer Lisa M, Valdez Yona S, Valdez David V, Valdez Anita G, Valdez Michael D to Di Leo Linda Bartels, John L Di Leo III Irrevocable Trust, Di Leo John L III Irrevocable Trust, Pt 28-33-18, O.R. Book 02429 Page 0090, July 17.
$243,006 Wei Doug Sheng, Yang Ri Hong to Federal National Mortgage Association, Lot 55 Greenbrook Village, O.R. Book 02429 Page 2560, July 19.
$242,000 Fehrs Scott, Fehrs Jennifer to Schnitzer Walter, Schnitzer Deborah, Lot 89 Greenbrook Village, O.R. Book 02429 Page 0177, July 17.
$241,900 O'Donnell John A, O'Donnell Revocable Living to Lyons Robert, Lyons Vivian, Lot 2 Tara, O.R. Book 02429 Page 3555, July 20.
$240,000 Fox Paul, Fox Linda S to Sanderson Blake L, Sanderson Jamie L, Coach Homes II at River Strand, Unit 2302, O.R. Book 02429 Page 2093, July 19.
$240,000 Mixon Mark C to Eason Richard Scott, Lot 2 Blk 12 Holmes Beach, O.R. Book 02429 Page 1190, July 18.
$239,900 Kondaur Capital Corporation to Collins Robert I, Bel Mare Unit 303, O.R. Book 02429 Page 3147, July 19.
$237,000 Saxe G Edward to Apg Florida LLC, Lot 17 Blk 52 Ilexhurst, O.R. Book 02428 Page 5964, July 16.
$231,000 Williams James M, Williams Brenda L to Satterlund Erin, Satterlund Amber, Lot 45 Blk A Bay Lake Estates, O.R. Book 02429 Page 3756, July 20.
$230,000 Palluck Nancy, Roche Maureen to Thomas Becky H, Lot 81 Foxbrook, O.R. Book 02429 Page 4470, July 20.
$225,000 Rodman James, Rodman Andrea to Belyea Ronald, Belyea Averyl, Lot 75 Greenbrook Village, O.R. Book 02429 Page 3060, July 19.
$224,700 Medallion Home at Cascades LLC to Tyson Brian, Tyson Bernice, Lot 5036 Cascades at Sarasota, O.R. Book 02429 Page 3678, July 20.
$218,000 Campbell Carolyn Keel to Shapiro Felix L, Shapiro Ellen Jane, Lot 81 Desoto Lakes Country Club Colony, O.R. Book 02429 Page 2423, July 19.
$216,000 Ebrahimpour Armin, Dodson Jenifer to Peruzzini Dennis, Peruzzini Christine M, Lot 143 Carlyle at Villages of Palm Aire, O.R. Book 02429 Page 4532, July 20.
$212,500 Pankhurst Susan Debra to Pankhurst Richard Arthur, Island Walk Condominium on Anna Maria Island Unit 8 B, O.R. Book 02429 Page 1959, July 19.
$210,000 Bates Sean P, Bates Judith M to Saunders Alan D, Lot 171 River Woods, O.R. Book 02429 Page 0100, July 17.
$209,700 Bruce Williams Benchmark Homes LLC to Geleta Olga, Lot 239 Central Park, O.R. Book 02429 Page 3051, July 19.
$209,099 Provident National Property Group LLC to Harris John H Jr, Harris Melissa B, Lot 14 Woodbrook, O.R. Book 02428 Page 5725, July 16.
$206,000 Copeland Delerna, Copeland Delrena Antoinette, Copeland Clifton to Moje Fares, Moje Khaled, Moje Mary, Lot 31 River Place, O.R. Book 02429 Page 3811, July 20.
$205,000 Hunter Craig A, Hunter Dawn to Stevens Robert William, Stevens Dawn H, Lot 189 Foxbrook, O.R. Book 02428 Page 6340, July 16.
$205,000 Spofford Christopher, Spofford Leann to Del Fabro Properties LLC, Lake Vista Residences Unit A 3, 4, O.R. Book 02428 Page 7291, July 17.
$204,900 Federal Home Loan Mortgage Corporation to Strouse Davin K, Strouse Marilyn A, Lot 18 Blk 19 Ilexhurst, O.R. Book 02429 Page 4056, July 20.
$195,500 Miner David R, Miner Cynthia K to Throgmorton Jimmy W, Throgmorton Diana J, Riverdale Revised, O.R. Book 02428 Page 6063, July 16.
$195,100 Le Thang Van, Mandalay Homeowners Association Inc, Le Dinh to Pnmac Mortgage Opportunity Fund Investors LLC, Lot 4 Blk 2 Mandalay 2011-Ca-002037, O.R. Book 02428 Page 6859, July 16.
$195,000 Rigby Robin R to Palluck Nancy, Lot 8 Bougainvillea Place, O.R. Book 02429 Page 4661, July 20.
$192,000 GK Oakhurst LLP, KLP Oakhurst LLC to Maronda Homes Inc of Florida, Oakhurst Revised Portion, O.R. Book 02429 Page 1212, July 18.
$190,138 Matthews Michael C to Deutsche Bank National Trust Company, First Franklin Mortgage Loan Trust 2005 Ffh3, Lot 29 Blk C Windsor Park, O.R. Book 02428 Page 7857, July 17.
$185,250 Butera Robert D, Mcdaniel Jill, Butera Jill to J Wood Holdings LLC, Magellan Park, O.R. Book 02428 Page 7761, July 17.
$185,000 Dickie George T, Dickie Suzanne C to Mckenney Roderick N, Brown Wanda G, Laguna at Riviera Dunes II Unit 505, O.R. Book 02429 Page 4721, July 20.
$185,000 WCI Communities LLC to Spivey Steven R, Spivey Debra L, Lagoon I at Tidewater Preserve, Unit B, O.R. Book 02429 Page 4800, July 20.
$184,680 Pulte Home Corporation to Atkinson Heather J, Lot 940 Harrison Ranch, O.R. Book 02429 Page 0939, July 18.
$184,000 Latta Tammy Lynn to Vanlandingham Frank C, Vanlandingham Deborah F, Blk 20 Whitfield Estates, O.R. Book 02429 Page 2022, July 19.
$181,245 KB Home Orlando LLC to Marini John, Marini Anne, Lot 24 Sheffield Glenn, O.R. Book 02429 Page 3964, July 20.
$180,000 DR Horton Inc to Harmon Russell, Soccorso Linda M, Lot 75 Covered Bridge Estates, O.R. Book 02429 Page 2148, July 19.
$180,000 Fortin Jason J, Fortin Sarah, Fortin Glenn E to Dale Lynne, Dale Douglas A Sr, Lot 134 Harrison Ranch, O.R. Book 02428 Page 7993, July 17.
$180,000 Harris Carole M, Harris William R to Ledbetter Amber D, Lot 2 Sunburst Acres, O.R. Book 02429 Page 0400, July 17.
$179,000 Ho Danny V, Nguyen Jefferson, Pham Duc to Morrill Charles O, Morrill Kristen K, Lot 31 Harborage on Braden River, O.R. Book 02429 Page 1249, July 18.
$177,595 Pulte Home Corporation to Murray Richard M B, Murray Jennifer May, Lot 859 Harrison Ranch, O.R. Book 02429 Page 4564, July 20.
$177,000 Bennett Virgil W, Fulton Gemma M to Menno Kelli J, 0, O.R. Book 02429 Page 3759, July 20.
$175,820 Pulte Home Corporation to Nothdurft Christopher C, Ribeiro Deborah De Albuquerque Cavalcanti, Lot 915 Harrison Ranch, O.R. Book 02428 Page 7904, July 17.
$175,000 Nordic of Florida Development Inc to Medallion Home at The Inlets Reserve LLC, Riverdale Revised, O.R. Book 02429 Page 1552, July 18.
$175,000 Nordic of Florida Development Inc to Medallion Home at The Inlets Reserve LLC, Riverdale Revised, O.R. Book 02429 Page 1549, July 18.
$174,000 Braunstein Robert, Braunstein Judy, Braunstein Elihu, Braunstein Freda to Blum Deborah M, Serenata Sarasota Unit 108, O.R. Book 02429 Page 4750, July 20.
$171,000 Federal Home Loan Mortgage Corporation to Leschen Patricia, Leschen Daniel, 5400 Gulf Drive Apartments Unit 5424, O.R. Book 02429 Page 1359, July 18.
$170,891 Provident National Property Group LLC to Smith Becky Z, Woodbrook, O.R. Book 02429 Page 4660, July 20.
$170,000 Federal National Mortgage Association to Gratzer Robert P, Gratzer April G, Lot 20 Blk A Woods of Palma Sola, O.R. Book 02429 Page 3947, July 20.
$170,000 Kelly Richard William, Kelly Fiona Elizabeth to Autet Kevin, Lot 27 Sabal Harbour, O.R. Book 02429 Page 4658, July 20.
$169,900 White David A Sr to Kahman George Michael, Lot 4 Blk D Fairfax, O.R. Book 02429 Page 1176, July 18.
$169,400 Fuller Tina L to Surline Thomas R, Surline Krista, Lot 79 Blk A 5 Summerfield Village, O.R. Book 02429 Page 5014, July 20.
$166,000 Ryland Group Inc to Bauck David J, Lot 20 Copperstone, O.R. Book 02428 Page 7739, July 17.
$165,700 Rose Ellen M, Chester Daniel M, Mortgage Electronic Registration Systems Inc, Lehman Brothers Bank to Aurora Loan Services LLC, Lot 116 Palmetto Skyway Replat, 2011-Ca-003863, O.R. Book 02429 Page 3841, July 20.
$165,000 Sizemore Arthur, Sizemore Peggy Sue to Weaver Michael T, Weaver Flo Ann N, Lot 24 Peridia, O.R. Book 02428 Page 7505, July 17.
$164,640 Pulte Home Corporation to Patricia Duran LLC, Lot 671 Harrison Ranch, O.R. Book 02428 Page 7902, July 17.
$163,000 Rostowsky Nancy Gail, Mary Alice Koctur Credit Shelter Trust, Koctur Mary Alice Credit Shelter Trust to Magowan Stuart Scott, Magowan Laurie Dodd, Lot 27 Blk A Greenfield Plantation Springwood, O.R. Book 02429 Page 3350, July 19.
$160,000 Potas Steven R, Potas Family Living Trust to Kane John R, Kane Mary Ellen, Palma Sola Trace Unit 446, O.R. Book 02429 Page 1446, July 18.
$160,000 Smith Gary E, Smith Mary Diane to List Russell, List Jane, Lot 11 Melrose Gardens at Tara, O.R. Book 02429 Page 3670, July 20.
$159,900 Frick Joshua S, Frick Stephanie L to Noyes Cory S, Lot 34 Plantation Oaks, O.R. Book 02429 Page 2370, July 19.
$157,500 Sarabay Associates LLP to Trost David Walter, Trost Jody Aileen, Lot 186 Legends Bay, O.R. Book 02429 Page 4763, July 20.
$154,000 Dishman Franklin G, Dishman Phyllis F to Paddock Richard, Paddock Ellen, Lot 59 Peridia, O.R. Book 02428 Page 7263, July 17.
$152,500 Wells Fargo Bank, Wachovia Mortgage to Williams David P, Lot 71 West Glenn, O.R. Book 02429 Page 2389, July 19.
$151,854 Compass PH LLC to Clayton Brien R, Clayton Heidi M, Lot 511 Forest Creek, O.R. Book 02428 Page 7344, July 17.
$150,888 Yeomans Joseph R, Yeomans Billy Jean, Conley Billy Jean to Kondaur Capital Corporation, Blk 2 Elwood Park, O.R. Book 02429 Page 4097, July 20.
$150,000 Westra Donald F Jr, Donald F Westra Jr Revocable Trust to Blanco Juan S, Melendres Juanita, Yarborough, O.R. Book 02428 Page 5847, July 16.
$145,000 Rodriguez Karina, Carrizo Victor Atilio to Westbrook Ronald W, Westbrook Jennifer A, Pt 21-33-21, O.R. Book 02429 Page 5001, July 20.
$144,000 Federal National Mortgage Association, Fannie Mae to Kted1 LLC, Lot 241 Harrison Ranch, O.R. Book 02429 Page 2334, July 19.
$141,000 Elliott Robert M, Dorothy B Hill Revocable Living Trust, Hill Dorothy B Revocable Living Trust to Paleczny Jeffrey W, Paleczny Karen, Lot 14 Sunset Estates, O.R. Book 02428 Page 5920, July 16.
$140,500 Roth Erin C, Roth Mark A to Turley Alfred P, Turley Susan M, Lot 182 River Plantation, O.R. Book 02429 Page 0993, July 18.
$140,000 Pitts Reginald, Ollhoff Melissa, Pitts Melissa to Kotrich Ann, Lot 145 Harrison Ranch, O.R. Book 02428 Page 7531, July 17.
$139,990 Compass PH LLC to Frick Scott L, Frick Maria B, Lot 406 Forest Creek, O.R. Book 02429 Page 1920, July 19.
$135,000 Gibraltar LWR LLC to Wolk Bonnie, Lot 6 Country Club East at Lakewood Ranch, O.R. Book 02429 Page 4626, July 20.
$134,000 Lafevers Michael S, Bank Of America, Regal Oaks Homeowners Association Inc, Wells Fargo Bank to Karl B Helbig Ira, Helbig Karl B Ira, Wendy Ingorvaia Ira, Ingorvaia Wendy Ira, Ingorvaia Angelo, Lot 104 Regal Oaks 2010-Ca-006880, O.R. Book 02429 Page 3845, July 20.
$131,000 Moret Javier E, Leal Maria Daniela Ramirez to Tram, Lot 21 Greenbrook Village, O.R. Book 02428 Page 7319, July 17.
$130,023 Sunset Forever LLC to Stone River Gliders LLC, Lot 4 Beacon Cove at River Place, O.R. Book 02429 Page 4333, July 20.
$130,000 Fogerty Betty J, Fogerty Thomas V, Fogerty Thomas Vern to Tucker Ronald K, Estuaries II Unit A 302, O.R. Book 02429 Page 1738, July 18.
$130,000 Realnor Properties Inc to San Marco 23 LLC, San Marco Plaza Unit 23, O.R. Book 02429 Page 0036, July 17.
$128,750 Rucker Nubia to Keil Tyler S, Lot 12 Blk F Bayshore Gardens, O.R. Book 02429 Page 3720, July 20.
$125,200 McCain Paul, McCain Paul D to Citibank, Structured Asset Mortgage Investments II Trust 2007 Ar6, Lot 18 River Plantation 2010-CA-004307, O.R. Book 02428 Page 6972, July 16.
$125,000 Gunter Alvin S to Querreveld Randall A, Querreveld Becky L, Lot 2 Blk 76 Country Club Addition to Whitfield Estates, O.R. Book 02428 Page 7868, July 17.
$124,500 Lee Wetherington Homes LLC to Schiesser James F, Schiesser Susan, Lot 4 Country Club East at Lakewood Ranch, O.R. Book 02429 Page 0759, July 18.
$120,200 Gonzalez Eusebio, Gonzalez Urbina Eusebio to Bank of America, Lot 56 Fosters Creek 2010-Ca-008131, O.R. Book 02428 Page 6880, July 16.
$120,000 Renkar Eugene to Pfuelb Thomas M, Pfuelb Cindy L, Fairway Trace at Peridia I Unit 4804, O.R. Book 02428 Page 5693, July 16.
$119,199 US Bank NA, Abfc 2007 Wmc1 Trust to Wojtkowski James R, Lot 149 Greenbrook Village, O.R. Book 02429 Page 1862, July 18.
$117,247 Country Club East Investors LLC to Gibraltar LWR LLC, Lot 6 Country Club East at Lakewood Ranch, O.R. Book 02429 Page 4622, July 20.
$115,000 Gunther Jayne C, Irene R Callahan Revocable Trust to Bridgforth Brenda L, Vizcaya Unit 723, O.R. Book 02429 Page 3618, July 20.
$115,000 Lumbattis Betty C to Fogarty Richard Joseph, Fogarty Janet, Palm Aire at Sarasota Unit 101, O.R. Book 02428 Page 5657, July 16.
$113,000 Higgins Dean K, Higgins Herman J, Higgins Herman Joseph to Advanta Ira Services LLC, Barry E Wilson Ira 8003849, Lot 35 Hensonville, O.R. Book 02429 Page 2224, July 19.
$111,400 Kukoda Gerald L, Citimortgage Inc to Sp1 Inc, Lot 4 Blk 6 Barrington Ridge 2009-CA-005742, O.R. Book 02428 Page 6812, July 16.
$110,400 Acpa Land Investments LLC, LVI Land Investments LLC to Ingulli Robert F, Ingulli Anna Norah, Lot 56 Lakewood Ranch Country Club Village, O.R. Book 02429 Page 0134, July 17.
$110,111 Parker Robert Edward, Parker Esther to Herman Robert H Iii, Lot 24 Meadowbrook Estates, O.R. Book 02429 Page 1808, July 18.
$110,000 Eul Theodore J, Eul Erica C to Gerhard Walter G, Gerhard Suzanne A, Lot 162 Waterford, O.R. Book 02428 Page 7781, July 17.
$110,000 Pyne Marie E, Pyne Alvan W to Patel Vimal G, Patel Soni V, Lot 3017 Lighthouse Cove at Heritage Harbour, O.R. Book 02429 Page 0429, July 17.
$107,702 Country Club East Investors LLC to Lee Wetherington Homes LLC, Lot 4 Country Club East at Lakewood Ranch, O.R. Book 02429 Page 0756, July 18.
$105,200 Ling Carrie May, Ling George, Chase Bank Usa, Tropical Federal Credit Union, Discover Bank, Citifinancial Inc, Citifinancial Services Inc, Waterford Community Association Inc, Community Bank and Company, First Community Bank of America to Caravel Brazil LLC, Lot 131 Waterford at Imperial, Lakewoods 2011-Ca-004795, O.R. Book 02428 Page 6877, July 16.
$104,000 HSBC Bank Usa, Ace Securities Corp Home Equity Loan Trust Series 2006 Nc1 to Esquivel Eulalia, Lot 40 Country Palms, O.R. Book 02429 Page 2207, July 19.
$100,091 Thompson Melinda C, Thompson Erik E to Federal National Mortgage Association, Garden Walk Unit 606, O.R. Book 02429 Page 2086, July 19.
$100,000 Alexander Alexandra R to Alexander Jacob D, Lot 21 Blk A Sandpointe, O.R. Book 02429 Page 5054, July 20.
$99,000 Ellicott Stephen A, Stephen A Ellicott Trust, Elliot Stephen to Reigel Louis, Reigel Ludmila, Lot 12 Blk B Concession, O.R. Book 02429 Page 0024, July 17.
$97,187 Revord David A, Revord Alicia A to Stone River Gliders LLC, Lot 32 Riverwalk Ridge, O.R. Book 02429 Page 4332, July 20.
$95,000 Johnson Mary A to Florida Hawkeye Investments LLC, Lot 12 Blk C Windsor Park, O.R. Book 02429 Page 3030, July 19.
$94,500 Buker William Hall III, Milewski Tammy Ann to Milewski Tammy Ann, Lot 65 Oakley, O.R. Book 02429 Page 1231, July 18.
$93,500 Lewandrowski Bonniface E, Lewandrowski Sharon H to Hyland Ida, Garden Lakes Courtyard Unit 26, O.R. Book 02429 Page 4920, July 20.
$93,000 Serrano Gabriel, Serrano Graciela to Page Rhonda S, Lot 3 Blk C Sugar Ridge, O.R. Book 02429 Page 0035, July 17.
$92,500 Brown Janet R, Brown George A to Robinett Donald W, Robinett Kristine G, Vizcaya Unit 503, O.R. Book 02428 Page 7241, July 17.
$90,000 Hodgdon Daniel R, Hodgdon Beverly A to Miller Jimena A, Lot 47 Blk N Bayshore Gardens, O.R. Book 02429 Page 3650, July 20.
$86,300 Stirling Equity Group LLC Florida to Walker David T, Walker M Ann, Lot 68 Blk B Country Club East at Lakewood Ranch, O.R. Book 02428 Page 7370, July 17.
$85,200 Hapner Marissa J to Deutsche Bank National Trust Company, American Home Mortgage Assets Trust 2007 2, Lot 12 Meadowbrook Estates 2009-Ca-010872, O.R. Book 02428 Page 6935, July 16.
$85,100 Doner Barbara Kollar, Doner James to Randall Patty Rose, Randall Mary Helen, Lot 31 Fairway, O.R. Book 02429 Page 1033, July 18.
$85,000 Federal National Mortgage Association, Fannie Mae to Hernandez Gomez Ricardo, Lot 3 Blk A Southwood Village, O.R. Book 02429 Page 3706, July 20.
$83,000 Fannie Mae, Federal National Mortgage Association to Aloan Brian R, Stone Harbour II Unit 414, O.R. Book 02428 Page 6218, July 16.
$83,000 Gaines Sara Ann, Gaines Tommie to Russell Michelle Marie, Lot 8 Bayou Estates North, O.R. Book 02428 Page 5985, July 16.
$80,000 Federal National Mortgage Association, Fannie Mae to Vitkin Tamara, Greenbrook Walk Unit 102, O.R. Book 02429 Page 3944, July 20.
$78,634 Calvo Herbert, Calvo Cheryl to Federal National Mortgage Association, Fannie Mae, Morningside Unit 205, O.R. Book 02428 Page 6035, July 16.
$78,100 Sheils Marta E, Sheils Martha E to Sheils Marta E, Sheils Martha E, Collumbell David, Lot 32 Blk 7 Braden Woods, O.R. Book 02428 Page 6234, July 16.
$77,000 Federal National Mortgage Association, Fannie Mae to Jasper Holly, Blk A Bears, O.R. Book 02428 Page 6353, July 16.
$76,000 John Cannon Homes Inc to Hierholzer Danny, Hierholzer Darlene, Lot 3 Country Club East at Lakewood Ranch, O.R. Book 02429 Page 2001, July 19.
$75,000 Hetterich Robert P, Rudin Hetterich Tera to Beach David E, Beach Nancy K, Lot 41 Villas at Oak Bend, O.R. Book 02428 Page 6039, July 16.
$75,000 McKimmy Betty J, Heller Betty J, McKimmy Francis, Heller Family Revocable Living Trust to Kelly Christopher Michael, Waterford Unit 109, O.R. Book 02429 Page 1476, July 18.
$75,000 Sartor Charles Lee, Sartor Cathy Jo to Barr Matthew, Lot 12 Blk I Tangelo Park, O.R. Book 02429 Page 3770, July 20.
$73,200 Wilson Richard L, Wilson Deborah S, Bank of America to Bank of America, Lot 47 Cutrona 2010-Ca-003183, O.R. Book 02428 Page 6968, July 16.
$72,500 Shook Kevin J to Hamlin Robin, Hamlin Billie C, Lot 4 Blk A Cape Vista, O.R. Book 02429 Page 4656, July 20.
$70,000 Federal Home Loan Mortgage Corporation to Vecchione Anthony D, Pt 17-35-22, O.R. Book 02429 Page 4093, July 20.
$70,000 Green Kary, Green Dorothy E to Wakhisi Yvonne, Lot 9 H L Moss, O.R. Book 02429 Page 5057, July 20.
$69,000 Hutches Lora M, Hutches Alan to Garcia Andres Miguel, Cieza Ernestina Fernandez, Serenata Sarasota Unit 303, O.R. Book 02429 Page 3813, July 20.
$67,268 Central Park Lifestyles LLC to Cardel Homes US Ltd Partnership, Lot 128 Central Park, O.R. Book 02428 Page 5768, July 16.
$66,398 Central Park Lifestyles LLC to Cardel Homes US Limited Partnership, Lot 70 Central Park, O.R. Book 02429 Page 1826, July 18.
$66,000 Johnson Matthew Todd to Sobr Fred J, Twenty Four Twelve LLC, Blk 9 Palmetto Heights, O.R. Book 02428 Page 6299, July 16.
$65,600 HSBC Bank USA, SG Mortgage Securities Trust2007 Ahl1 to Glenn Beatrice, Lot 5 Blk 2 Winter Gardens, O.R. Book 02429 Page 2869, July 19.
$65,313 Chavez Arturo Jr, Guerrero Norma to Chavez Arturo Jr, Chavez Norma A, Madrid Joanna C, Lot 11 Entrance Park, O.R. Book 02428 Page 7537, July 17.
$64,000 HSBC Bank USA, Wells Fargo Asset Securities Corporation to Pies Grant, Lot 6 Blk 38 Holiday Heights, O.R. Book 02429 Page 2289, July 19.
$63,607 Country Club East Investors LLC to John Neal Homes Inc, Lot 6 Country Club East at Lakewood Ranch, O.R. Book 02429 Page 2042, July 19.
$63,607 Country Club East Investors LLC to John Cannon Homes Inc, Lot 3 Country Club East at Lakewood Ranch, O.R. Book 02429 Page 1999, July 19.
$63,478 Van Der Kolk Thijs J to Schaper Mathias, Lot 39 Bayou Estates South, O.R. Book 02429 Page 4724, July 20.
$62,500 Wilson Mary C, Bonnell L Burckhalter Revocable Trust, Burckhalter Bonnell L Revocable Trust, Burckhalter Charles H to Marks Tommy, Marks Linda, Landmark at Pointe West I Unit, A 103, O.R. Book 02428 Page 5873, July 16.
$62,400 Federal National Mortgage Association, Fannie Mae to Crisp Eric J, Lot 7 Blk 6 Southwood Village, Replat, O.R. Book 02429 Page 3911, July 20.
$60,000 Foley Virginia R to Callaghan Daniel C, Callaghan Elizabeth C, Morgan Kathleen C, Bayshore Village Unit 1201, O.R. Book 02428 Page 5942, July 16.
$58,270 Central Park Lifestyles LLC to Macedo Manuel P, Macedo Joann, Lot 710 Central Park, O.R. Book 02429 Page 1619, July 18.
$57,000 Cotton Ann H, Cotton William K to Ringer Larry C, Larry C Ringer Revocable Trust, Piney Point Homeowners Cooperative Unit 330, O.R. Book 02428 Page 5640, July 16.
$57,000 Deutsche Bank National Trust Company, Long Beach Mortgage Loan Trust 2006 5 to Stress Free Property Management Inc, Pt 6-35-18, O.R. Book 02428 Page 7777, July 17.
$54,600 Wolodzko Barbara to Bank Of America, Oakwood Villas Unit 92, O.R. Book 02429 Page 1991, July 19.
$50,000 Conley Wallace, Conley Dorothy to Redjvani Fatemeh, Bay Pointe at Cortez Unit 4203, O.R. Book 02429 Page 4644, July 20.
$50,000 Drivas Tony, Dunlap Patricia Susan, Drivas Patricia to Schmidt Charles H Jr, Ebert Norma E, Piney Point Homeowners Cooperative Unit 212, O.R. Book 02428 Page 5647, July 16.
$50,000 Ross Paula Lynn to McCoy Walter Mitchell, 0, O.R. Book 02429 Page 0909, July 18.
$48,000 Bank of America to Emerson Eileen R, Courtyard Square Unit 38, O.R. Book 02428 Page 6294, July 16.
$46,100 Jackson Vernita, Gamble Edward, Gamble Cynthia, Wells Fargo Bank to Brester Pat, Kingdom Reo Trust, Blk C J H Brunjes 2011-Ca-005678, O.R. Book 02429 Page 4067, July 20.
$45,000 Chauhan Supinder, Gomez Arnalda to Hunsader Joseph H, Lot 14 Blk A Bay View Park, O.R. Book 02428 Page 7317, July 17.
$45,000 Deutsche Bank National Trust Company, Long Beach Mortgage Loan Trust 2005 Wl2 to Martinez De Welchez Ana Edith Lara, Lot 15 High Point Manor, O.R. Book 02428 Page 6126, July 16.
$42,630 Wolf Mona D, Wolf Mona, Mona D Wolf Revocable Trust, Mona Wolf Revocable Trust to Williams Asset Conversion Inc, Lot 56 High Point Manor, O.R. Book 02428 Page 7381, July 17.
$42,400 Eubanks Pamela, Eubanks Johnny, Beneficial Florida Inc, Florida State Of to Beneficial Florida Inc, Lot 9 Blk A Bay View Park Revised 2010-Ca-008319, O.R. Book 02429 Page 3826, July 20.
$40,100 Nunez Josefina, Adelco Nicholas, Suntrust Bank to Nationstar Mortgage LLC, Lot 9 Oneco Terrace 2009-Ca-01650, O.R. Book 02428 Page 6828, July 16.
$39,900 Miller Smith Beverly, Smith Beverly to Monke Kevin, Blk A Center Park, O.R. Book 02428 Page 6289, July 16.
$38,650 Fannie Mae, Federal National Mortgage Association to Anacomp LLC, Lot 56 Pine Bluff Square, O.R. Book 02429 Page 1082, July 18.
$37,500 Federal National Mortgage Association, Fannie Mae to Aguilar Jose A, Blk A Tropical Park, O.R. Book 02428 Page 5723, July 16.
$36,900 US Bank, Asset Backed Securities Corporation Home Equity Loan Trust Series Oomc 2006 He5 to Kre LLC, Lot 3 Blk N Lincoln Heights, O.R. Book 02428 Page 6301, July 16.
$36,000 Phillips Jack Hewin, Phillips Marilyn Bliss to Reider Sharon R, Bayshore on the Lake Apartments Unit 313 C, O.R. Book 02428 Page 5911, July 16.
$33,000 SRQ LLC to Pashnina Tatiana, Lot 3005 Twin Rivers, O.R. Book 02429 Page 1555, July 18.
$32,000 Goettler Mark, Goettler Mark A, Goettler Mark Alan, Citimortgage Inc to Rfa Fidu Inc, Blk 1 Seminole Park 2010-Ca-001912, O.R. Book 02428 Page 6848, July 16.
$31,300 Richie Monica Lynn, Mortgage Electronic Registration Systems Inc., Specialized Loan Servicing LLC, Melwood Oaks Homeowners Association Inc to Bank Of New York, Cwabs Inc, Lot 2 Melwood Oaks 2008-Ca-005352, O.R. Book 02429 Page 4053, July 20.
$31,000 Federal Home Loan Mortgage Corporation to Mcculloch Trudi, Rhodenizer Clinton, Sabal Palms Gardens Unit 1 G, O.R. Book 02429 Page 1217, July 18.
$30,000 Pannullo Catherine S to Rose Jane Preston, Merrill Preston Revocable Living Trust, Preston Merrill Revocable Living Trust, Cortez Park Unit 40, O.R. Book 02428 Page 6540, July 16.
$29,000 Us Bank National Association, Mastr Asset Backed Securities Trust 2005 Wf1 to Hernandez Cresencio A, Lot 89 Edgewood, O.R. Book 02428 Page 6124, July 16.
$26,000 Fannie Mae, Federal National Mortgage Association to Sham Teresa L, Desoto Square Villas Unit 4 D, O.R. Book 02429 Page 1081, July 18.
$26,000 Sugar Mill Developers LLC to Geed LLC, Lot 17 Blk 2 Cypress Pond Estates, O.R. Book 02429 Page 0422, July 17.
$25,000 Nat Leon to Nat Leon, Docherty Simon, Gardens at Palm Aire Country Club Unit 104, O.R. Book 02429 Page 1570, July 18.
$25,000 Skyway Village Estates Incorporated to Woods Mark A, Woods Shelley J, Skyway Village Estates Unit 12, 2, O.R. Book 02428 Page 7888, July 17.
$23,000 DCBC Properties LLC to Alarcon Ortiz Maria D, Lot 7 Willow Glen Section One, O.R. Book 02429 Page 4756, July 20.
$23,000 Delaluz Nazario, Ibanez Nazario De La Luz, De La Luz Ibanez Nazario to Antunez Norma, Torres Moises Aquirre Jr, Blk A Beverly Heights, O.R. Book 02428 Page 6374, July 16.
$22,500 Teague Diane Klickner, Klickner Diane M to Martin Eveline, Pilcher Barbara, Lot 32 Blk I Fair Lane Acres, O.R. Book 02429 Page 0381, July 17.
$21,767 Criss Cheryl, Bryant Lori, Scott Daisy Gary, Hall Daisy Gary Scott to Jones Alfred, Blk H Singletary, O.R. Book 02429 Page 3000, July 19.
$21,400 Poag Avon C, Branch Banking and Trust Company, Unifund Ccr Partners, Bank One, Manatee County Clerk of Circuit Court to US Bank, Leader Mortgage Company, Lot 87 Pinewood Village 2010-CA-003901, O.R. Book 02428 Page 6835, July 16.
$20,900 Panagiotakopoulos Jim to Gonzalez Eldia, Pt 32-34-22, O.R. Book 02429 Page 3022, July 19.
Source: http://www.bradenton.com/2012/07/29/4133107/real-estate-transactions.html
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Web Hosting Fundamentals: What You Can Do And How To - Typepad
When you have a website, you must have an online host. You might not know excessive about internet hosting, however you would thrive to find out as much as you are able to about it, considering that it could be a huge component of whether or not folks can make use of your blog.
This article has some great tips for picking a very good hosting company.
If funds are restricted or even your internet site has not yet started to income yet, you can go with a totally free internet hosting website. Whilst they might not be by far the most suitable website hosts, and might not provide the level of possibilities you would like, free of charge hosts are a good place to start when starting up a brand new web site.
Tend not to be deterred from utilizing a web hosting service that uses customer care agencies within an overseas nation. Although it could be tough to comprehend different decorations occasionally, recognize that numerous countries around the world invest extraordinary amounts of energy and time for making their inhabitants technically exceptional. This is certainly notably correct of India, which is the reason a lot of companies utilize well-informed technology solutions international.
Select a reliable and trustworthy variety. Some hosts hosts in question websites your I.P. address will likely be related to. This implies your web site could be suspended in certain countries around the world or by a number of customers due to content present around the host you discuss. An effective variety should be selective about the type of buyer they already have.
Look for a hold which offers customers a great deal of online room, particularly if have got a blog or an internet site that you are continually incorporating information to. Each time you publish something new for your site, it requires up several of your internet place. If you have constrained internet place, you will only be able to article a restricted quantity of info.
Look at all of your needs well before signing up with an online web hosting service business, to obtain your greatest value and steer clear of needless charges. Determine how significantly data transfer rate and storage you will need initial, as an example and whether your website will probably be enjoyable. Many of these facts are important in factoring who your internet number needs to be and the way very much you must pay for it.
The Retail Price point is not really an indicator of good quality inside a web host. The range of possibilities that are available from most internet hosts is pretty wide, not to mention the attempts to showcase an enterprise or compete available in the market. You will notice a lot fluctuation in selling price that one could in no way determine the ideal number effortlessly. Check out the variety, not the price.
As you now know, an excellent way of getting a product acknowledged is by using website hosting. When you know the way to effectively use website hosting, the possibilities are limitless.
Even though it shouldn?t should be mentioned reading that complete write-up, but choosing a hosting prepare depending on its price alone is rarely advisable. A lot of companies offer you alternatives throughout the array and the ones which you pick, could indicate the lifespan or passing away of the enterprise.
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Source: http://blog.1stfind.com/?p=306023&utm_source=rss&utm_medium=rss&utm_campaign=web-hosting-fundamentals-what-you-can-do-and-how-to-practice-it
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Casey Stengel: 12 quotes on his birthday
During his long career in baseball, which began as an outfielder for the Brooklyn Dodgers in 1912, Charles Dillon ?Casey? Stengel guided some of the best teams in major league history ? as well as some of the worst.? He became the only manager to lead the New York Yankees to five straight World Series championships between 1949 and 1953, and added two more titles in 1956 and 1958.? In 1962 he took the reins of the brand new New York Mets, the lovable losers who finished last in the 10-team National League all four years Stengel was at the helm. Nicknamed Casey because he was from Kansas City, Mo., Stengel was born on July 30, 1890. He was noted for his garrulous nature and rambling, colorful remarks. Altogether, he played for five National League teams, batting .284, and managed the Dodgers and Braves as well as the Yankees and Mets.
Source: http://rss.csmonitor.com/~r/feeds/csm/~3/tNOjJ232LV4/Casey-Stengel-12-quotes-on-his-birthday
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Sunday, July 29, 2012
Judgment Calls - Small Business Trends
Over the past few years business strategy has been revolutionized by the use of analytics and business intelligence. So it is understandable that successful decision making would receive an equivalent reset.
Thankfully, one of the first books to examine strategy execution in a post-analytic world comes from a leader in business intelligence.? Judgment Calls: 12 Stories of Big Decisions and The Teams That Got Them Right, by Thomas Davenport and Brook Manville, examines the businesses that are developing smarter cultures that lead to business success.
Davenport, a leading Babson College IT ?and business intelligence professor, co-authored a number of books on analytics, including one I reviewed for SBT, Analytics at Work. I requested a Judgment Calls review copy from Harvard Business Review when I heard about his latest effort.? Its 12 cases implies an analytic address to the most limiting qualities that occur with decision management.
Learning From the Collective Now Means Profits Instead of Geekiness
The authors? approach in Judgment Calls?reveals decision making from a process and systematic view, called organizational judgment:
?The collective capacity to make good calls and wise moves when the need for them exceed that of any single leader?s direct control.?
Davenport and Manville note that four trends ?that will define good judgment making have emerged:
- The recognition that none of us is as smart as all of us.
- Tapping not only the wisdom of the crowd but the leadership of the crowd.
- The use of analytics to support and sometimes actually make decisions.
- Information technology is an enabler of the first three aspects.
The phrasing of the second concept fascinated me, because it captured the sentiment of ?current online human behavior. ? Success with content marketing, for example, is based on leadership the crowd places on the source.? The more social shares of a blogpost or a pic imply a crowd?s conference of trust on a piece of material, that the author shows wisdom in what they produce.
Judgment Calls examines 12 cases from organizations probably more diverse than the data they collectively analyze.? ?The organizations run the gamut from NASA, health care, and education.? The cases are grouped into 4 segments.
Most likely, the case most relatable to a small business owner ?is the last one, a focus on a decision facing 1990?s beauty products start up, Tweezerman.? The example showed that:
?There is an unusual power in people with complimentary skills working together for a common performance objective.?
Although large in size, organizations featured, such as Charlotte-Mecklenburg Schools, still provide useful examples to small businesses.? They display that degree analytics and business intelligence has grown such that judgment capabilities can be examined to understand high-performing organizations.
The analysis reminds that personal calls, even from experience leaders,? can be rightfully questioned:
?How can we make sure those calls are made well?? Is it enough to choose smart leaders who seem to have people?s interest at heart, and trust their wisdom? ?Human judgment is frail and fettered, no matter which humans the judgment comes from.?
Some Leaders Challenge Data But For The Wrong Reasons
Given the above quote, I appreciated the authors? note that the world has not changed for many business execs. Many are resistant to data that says to keep learning from collective sources.? The authors share at the beginning how, despite notable advancement from analytics:
??insecure senior execs are simply reminding themselves and insisting that only their judgment and decisions count. On social technologies, instead of figuring out how they can facilitate collaboration and group judgment, many firms still ban their usage altogether. One survey of chief information officers found that 54 percent ban all social media use at work (though it?s likely that many of their employees find a way to access Facebook anyway).?
Judgment Calls makes a strong effort to raise decision making into less of an individual basis and more of a cultural practice within a team. ?It makes a solid follow up to analytic books such as Jim Sterne?s Social Media Metrics, Performance Marketing with Google Analytics, and of course, one of Davenport?s earlier books?Analytics at Work.
The authors note that businesses seeing results are:
?Consulting more people?adopting some form of collective leadership.?
It?s an understandable offshoot from the increase in analytics and business intelligence. ?While the material in Judgment Calls focuses on large enterprises, small business readers should take note of the examples to learn how their experiences can be better handled. ?After reading it, any reader?s decision making prowess will be improved.
About Pierre DeBois
Pierre DeBois is the founder of Zimana, a consultancy providing strategic analysis to small and medium sized businesses that rely on web analytics data. A Gary, Indiana native, Pierre is currently based in Brooklyn. He blogs about marketing, finance, social media, and analytics at Zimana blog. ?
Source: http://smallbiztrends.com/2012/07/judgment-calls-book-review.html
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Wednesday, July 25, 2012
Tuesday, July 24, 2012
Pear Bluetooth Receiver for Docking Speakers
Have you invested in expensive docking speakers for your iPhone or iPod, and now the talk of Apple changing their connectors has you concerned that your investment is down the drain?? If so, you might want to check into the Pear Bluetooth receiver that’s soliciting funding now on Kickstarter.? You’ll simply plug the Pear onto [...]
Source: http://the-gadgeteer.com/2012/07/23/pear-bluetooth-receiver-for-docking-speakers/
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KCBoardofTrade: KC wheat lower with outside markets, concerns about Spain's debt and strength in the U.S. Dollar.#constantcontact http://t.co/JP11YjEH
Sorry, Readability was unable to parse this page for content.
Source: http://twitter.com/KCBoardofTrade/statuses/227443335592284160
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Dishwasher Repairs - Finding a first-rate and reliable appliance ...
by teena ford
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Dishwasher Repairs More Details about Dishwasher Repairs here.
Nowadays most of the homes have different types of appliances to perform different works. For example refrigerator helps keeping food items cold and frozen so that they do not get spoiled and are made use of for longer time. A dishwasher helps wash dishes in minutes and not only saves time and effort but completes the work in less expense also. For fresh and clean clothes washing machine is used, oven to have freshly baked bread, cakes and many low calorie food items and many more appliances doing different types of works.Well, when there are appliances it is obvious that there will be breakdown and the homeowner will also require appliance repair company. Well, if you are looking for appliance repair Philadelphia Pa you need to keep in mind few things so that you find a good and reliable company that can take care of the appliance properly. Find out whether the company has experts who are authorized to fix the appliance you have or not. Although most of the companies have technicians that are trained to fix all types of appliances especially in one category, but it is always better to recheck and confirm before you call the technician.
You can look for the appliance repair Philadelphia Pa online where the companies have their websites. Here you will get firsthand information on the companies, their reputation, the service they offer and their working pattern as well. Once you gather all information, make a list of few companies so that you can ask few questions related to your appliance, their experience and the estimate of the repair work you need to be done. Ask these questions from some of the selected companies and then compare the quality of work and pricing.
It is advisable that you should not keep price as the only criterion to decide on the company because the companies that quote very low price might not do quality work and you might find yourself in the same condition after few days. So, choose the appliance repair Philadelphia Pa that has expert and experienced technicians and they offer warranty on the repair work they are going to provide.
Avoid hiring the company that cannot afford to give any guarantee for the work they are going to do. Finding the right appliance repair Philadelphia Pa can be challenging but with little patience and perseverance you can find the apt one and get your appliance back working as new and normal.
The author is marketer and has expertise on different marketing trends. She has written many article on appliance repair Philadelphia Pa and Appliance Services are Kitchen Appliance Repair.
Contact the Author
teena ford
fordteena12@gmail.com
More Details about Dishwasher Repairs here.
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Keywords: Appliance repair Philadelphia ,Washer repairs,Stoves repairs
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White House: Families' taxes could go up $1,600
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Please try Yahoo Help Central if you need more assistance.
Source: http://news.yahoo.com/white-house-families-taxes-could-1-600-100248261--finance.html
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Friday, July 20, 2012
A handwritten will usually doesn't go far enough | Jersey City Estate ...
When people are scrambling to enjoy the last bit of summer, they might be intending to get around to making or revising their will. In the mean time, they might scribble on a pad of paper who in the family should get certain possession if anything were to happen to them. This might serve as a temporary solution and give some reassurance to people who don't have time for estate planning, but there are a few things with handwritten wills that might cause issues if a person dies.
Many people don't use proper wording when writing their own handwritten will. These wills are generally not witnessed and might not be specific enough for a person's estate. Some estates are complex and proper wording of a will can ensure the right assets go to the correct person.
Not only should a person make sure their will is updated, but other beneficiary designations on other financial assets, such as retirement accounts. Many times people fail to update their beneficiaries and sometimes they might no longer be the beneficiaries a person wants. If an estate is especially large, other estate planning documents might be useful in helping accomplish a person's wishes.
An estate planning attorney can help families plan their wishes. Proper documents that aren't hand written can help ensure assets are transferred effectively and smoothly. It might also be wise to check your estate planning documents and beneficiary designations periodically to make sure they still work for and fit your desired plan.
Source: Lake County News, "Estate Planning: Did you plan your vacation better than your estate?," Dennis Fordham, July 14, 2012
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Thursday, July 19, 2012
Get Great Tips From A Presentation Products Blog
Get Great Tips From A Presentation Products Blog
July 18th, 2012 by 
admin
Choosing presentation products is a challenge. They represent your business on many levels. ?From making a first impression at meetings to educating employees for their positions, your binders and folders make a major difference. Generic products tend to get lost in the shuffle. Clients notice attractive presentations more than boring ones. Employees understand the relevancy of materials organized in corporate binders. Customized folders keep papers organized and simplify the process of distributing materials. Refer to a presentations products blog to get the latest ideas for logo development, design, fabrics and printing. Get the updated facts to always stay ahead of the competition.
Posted in Business and Real Estate |
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Wednesday, July 18, 2012
Foreclosure Starts Rise For Second Straight Month | The Chicago ...
The number of U.S. homes receiving foreclosure notices topped one million through the first six months of 2012, according to RealtyTrac.
There were 1.046 million foreclosure filings between January ? June 2012, says the foreclosure-tracking firm in its Midyear 2012 Foreclosure Market Report. The tally represents?a 2 percent increase from the immediate six months prior.
A??foreclosure filing? includes all of the following foreclosure-related actions : (1) Default notices, (2) Scheduled auctions, and (3) Bank repossessions.?
One notable fact from within the report is that, even as the number of repossessed homes dropped nationwide,?the number of homeowners receiving a Notice of Default or?lis pendens?rose. These notices are the first step in the foreclosure process which means that we should expect the national foreclosure pipeline to fill later this year.
It?s no coincidence that foreclosure starts are rising now, either.
Earlier this year, a $25 billion mortgage servicing settlement provided banks with the necessary framework and rules by which they can foreclose upon a home. Prior to the this settlement, fearing legal liability, some banks chose to slow ? or halt ? foreclosure starts entirely. Since the settlement?s announcement, though, foreclosure activity has resumed.
For today?s Chicago home buyers, the foreclosure market represents an interesting opportunity.?Homes purchased while in the various stages of foreclosure can often be purchased for a lower price than homes which are not?in foreclosure; one reason why foreclosed homes account for 25 percent of all home resales.?
However, be careful that you don?t confuse ?less expensive??with ?less costly?.
Foreclosed homes are often sold as-is and may be in various stages of disrepair at the time of purchase. Spending money to repair a foreclosed home in order to make it habitable could wipe out the money saved on its sales price.?Your best real estate ?deal?, therefore, may be a non-distressed home in sound, move-in ready condition.
If you?re buying foreclosures ? or even considering it ? be sure to talk with a real estate agent. The process of buying a foreclosed property is different from buying a ?regular? home. You?ll want somebody experienced on your team.
Comments
Source: http://www.thechicagorealestatemarket.com/foreclosures-june-2012/
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Ariz. immigration law opponents file new offensive
PHOENIX (AP) ? Opponents of Arizona's hardline immigration enforcement law launched a new effort Tuesday aimed at thwarting a U.S. Supreme Court ruling that will allow police to enforce so-called "show me your papers" provision.
A coalition of civil rights groups, religious leaders and business organizations filed a new request seeking a court order that would prevent authorities from enforcing a rule that requires police to check the immigration status of people they stop for other reasons.
The groups are asking U.S. District Judge Susan Bolton to block enforcement of the requirement before it takes effect, arguing that Latinos in Arizona would face systematic racial profiling and unreasonably long detentions under the contentious section of the 2010 law.
They also say that immigration patrols in recent years by Maricopa County Sheriff Joe Arpaio, the Arizona lawman known for his rigid stance against illegal immigration, demonstrate that the law's requirement will disproportionately affect Latinos. Though the requirement hasn't taken effect, Arpaio said his officers have inquired about people's immigration status in the past.
In a separate case, the U.S. Justice Department has accused Arpaio's office in a lawsuit of racially profiling Latinos in immigration patrols. The sheriff denies the allegations. That case goes to trial Thursday in federal court.
Although a different challenge to the Arizona law by the Obama administration succeeded in getting three other parts of the law thrown out by the Supreme Court last month, the administration failed to get the "show me your papers" requirement overturned on its argument that federal law trumps state law. The coalition is seeking to shelve the requirement on other grounds.
Arizona's law was passed in 2010 amid voter frustration with the state's role as the busiest illegal entry point into the country. Five states ? Alabama, Georgia, Indiana, South Carolina and Utah ? have adopted variations on Arizona's law.
Legal experts say the groups face an uphill battle in trying to persuade Bolton to bar enforcement of the requirement because the lower courts might want to wait until the requirement ? which won't take effect until at least Friday ? is enforced to consider actual injuries from the law, rather than confront the potential for harm.
Even if opponents don't succeed in getting the requirement put on hold, some backers of the law are questioning the level of cooperation they will get from federal immigration authorities, who will be called to verify people's immigration status and be responsible for picking up illegal immigrants from local officers.
Federal immigration officers have said they will help, but only if doing so conforms to their priorities, including catching repeat violators and identifying and removing those who threaten public safety and national security.
If federal agents decline to pick up illegal immigrants, local officers in some cases will likely have to let them go unless they're suspected of committing a crime that would require them to be brought to jail.
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Tuesday, July 17, 2012
SUPERGEN hub to address burning bioenergy questions
![[ Back to EurekAlert! ]](http://www.eurekalert.org/images/back2e.gif){kind=small}
Public release date: 17-Jul-2012[ | E-mail |
Share ] Contact: EPSRC Press Office
pressoffice@epsrc.ac.uk
44-179-344-4404
Engineering and Physical Sciences Research Council
A new research hub that will investigate the efficiency and whole-life impact of a variety of bioenergy techniques and accelerate the deployment of sustainable bioenergy was announced today by David Willetts, Minister of State for Universities and Science.
The new SUPERGEN Bioenergy Hub is funded by a 3.5m grant from the Engineering and Physical Sciences Research Council (EPSRC) as part of the RCUK Energy programme. The Hub spans six research institutions and involves ten industrial partners. It will start work on 1st August 2012 and be directed by Dr Patricia Thornley of the Tyndall Centre for Climate Change Research at The University of Manchester. Initially the hub will address 10 research projects ranging from turning biomass into transport fuels to capturing carbon dioxide from burning biomass feedstocks.
Minister for Universities and Science David Willetts said:
"Research and innovation play a vital role in our transition to a low carbon economy. The SUPERGEN Bioenergy Hub will bring together leading academic and industrial partners to look at this pressing challenge and develop practical solutions for a greener future."
Dr Patricia Thornley said: "The SUPERGEN Bioenergy Hub is going to really drill into a whole host of bioenergy prospects. It is not just going to look at what will work practically, in terms of generating power, but also the impact of such technologies. This is vitally important; we have to look at the sustainability of these new avenues."
For example, two of the projects will focus on reducing emissions from biomass combustion. One will involve practical measurement work on real boilers, trying to identify cost effective methods of reducing particulates and other atmospheric pollutants at small scale. Additionally, a fundamental scientific study will focus on identifying key markers for emissions from fuel analyses.
Professor David Delpy, EPSRC's Chief Executive, said: "The scientific research carried out through the SUPERGEN Bioenergy Hub can help us discover new and better ways of making fuels, generating power, managing carbon emissions and create economic opportunities for the UK.
"The Hub will act as a focal point, bringing industry, academia and other stakeholders together to focus on the challenges associated with bioenergy and its role in meeting environmental targets."
A summary of the type of work to be carried out through the Hub is below.
Summary of research via SUPERGEN Bioenergy Hub
Two projects will focus on reducing emissions from biomass combustion. One of these will involve practical measurement work on real boilers, trying to identify cost effective methods of reducing particulates and other atmospheric pollutants at small scale. Lead: Newcastle University
Additionally a fundamental scientific study will focus on identifying key markers for emissions from fuel analyses. Lead: University of Leeds
There is significant interest in substituting natural gas in the national network with bio-derived gas. This is already being trialled via anaerobic digestion routes, which can produce a close match to the natural gas composition, but generally uses feedstocks such as slurry. This project will look at alternative routes to producing a natural gas substitute from other feedstocks, including wood and establish if the environmental and economic balances are worth pursuing when the whole life-cycle is taken into account. Lead: University of Bath
Many biomass supply chains are long and complex, with multiple processing stages and the extent to which material is lost (e.g. in drying or storage) is poorly understood. Work will focus on identifying the most significant losses along key supply chains, quantifying their impact and proposing measures to mitigate these. Lead: Rothamsted Research
It is essential to ensure that bioenergy systems actually deliver real greenhouse gas reductions. However, there are many stages in some supply chains where knowledge of potential greenhouse gas impacts is limited making it difficult in some cases to be confident that substantial reductions are being achieved. This project will investigate key sources of uncertainty and their potential greenhouse gas significance, allowing producers and users to focus on improving these to maximize greenhouse gas savings. Lead: The University of Manchester
Turning biomass into a gas can increase the efficiency and improve the environmental impact of electricity and heat production as well as providing routes to transport fuel and chemical production. Work on whole systems engineering integration of gasifiers will be carried out in close collaboration with industry to develop feasible and robust processing schemes. Lead: Newcastle University
There is increasing interest in heating or torrefying biomass to improve its physical characteristics during handling. Work will be carried out to assess the economic and environmental benefits of this to support decision-making in supply chains. Lead: University of Bath
If the carbon dioxide emissions produced when burning biomass can be captured and stored it could be possible to deliver energy systems with not just low, but actually negative greenhouse gas emissions i.e. where carbon dioxide is removed from the atmosphere while producing energy. Performance validation of key steps in these schemes will be carried out in conjunction with the CCS UK Centre hub. Lead: University of Leeds
Turning biomass into transport fuels is a significant research challenge as substantial processing and upgrading are required to meet biofuel specifications. One way of stepping towards that objective is to produce bio-oil by fast pyrolysis and upgrade that only to the minimum extent required to allow it to be mixed with mineral oil in a conventional refinery. New approaches to this will be evaluated experimentally to establish the feasibility and potential greenhouse gas reductions. Lead: Aston University
There are many different pathways from woody biomass to biofuels, some of which are only just emerging and it makes sense to focus research effort on the more efficient and lowest cost processes as well as those most likely to deliver significant and cost effective greenhouse gas reductions. Whole systems analysis of novel biofuel technologies will be carried out to screen for the most promising technology options. Lead: Aston University
###
Notes for editors:
Engineering and Physical Sciences Research Council (EPSRC)
1. The Engineering and Physical Sciences Research Council (EPSRC) is the UK's main agency for funding research in engineering and the physical sciences. EPSRC invests around 800 million a year in research and postgraduate training, to help the nation handle the next generation of technological change. The areas covered range from information technology to structural engineering, and mathematics to materials science. This research forms the basis for future economic development in the UK and improvements for everyone's health, lifestyle and culture. EPSRC works alongside other Research Councils with responsibility for other areas of research. The Research Councils work collectively on issues of common concern via Research Councils UK. www.epsrc.ac.uk
The Research Councils UK (RCUK) Energy Programme
2. The SUPERGEN Bioenergy Hub is part of the RCUK Energy programme which is led by the Engineering and Physical Sciences Research Council (EPSRC). The Energy programme is investing more than 625 million in research and skills to pioneer a low carbon future. This builds on an investment of 839 million over the past eight years. The SUPERGEN Bioenergy Hub will complement the work of the BBSRC Sustainable Bioenergy Centre and the centres will be working closely to provide sustainable renewable sources of energy for application in the UK and globally.
The Tyndall Centre
3. The Tyndall Centre, created in 2000, is a University partnership for interdisciplinary and policy-useful research into climate change mitigation and adaptation. With its Headquarters at the University of East Anglia, the partnership comprises Institutes of the Universities of Manchester, Oxford, Newcastle, Southampton, Sussex, Cambridge, Cardiff and Fudan University in Shanghai. www.tyndall.ac.uk
4. SUPERGEN Bioenergy Hub Partner Institutions
Aston University, University of Bath, University of Leeds, University of Manchester, Newcastle University and Rothamsted Research.
Industrial Partners
Drax, Progressive Energy, Renewable Energy Association, North Energy Associates, Sustainable Energy Ltd, Renewable Energy Systems Carbon, Greenacres, Biomass Energy Centre, Danish Tecnologik Instituit, Dalkia
5. The University of Manchester
The University of Manchester, a member of the Russell Group, is one of the largest and most popular universities in the UK. It has 20 academic schools and hundreds of specialist research groups undertaking pioneering multi-disciplinary teaching and research of worldwide significance. According to the results of the 2008 Research Assessment Exercise, The University of Manchester is one of the country's major research institutions, rated third in the UK in terms of 'research power'. The University had an annual income of 809 million in 2010/11.
[ | E-mail | Share ] ?
AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.
Public release date: 17-Jul-2012[ | E-mail |
Share ] Contact: EPSRC Press Office
pressoffice@epsrc.ac.uk
44-179-344-4404
Engineering and Physical Sciences Research Council
A new research hub that will investigate the efficiency and whole-life impact of a variety of bioenergy techniques and accelerate the deployment of sustainable bioenergy was announced today by David Willetts, Minister of State for Universities and Science.
The new SUPERGEN Bioenergy Hub is funded by a 3.5m grant from the Engineering and Physical Sciences Research Council (EPSRC) as part of the RCUK Energy programme. The Hub spans six research institutions and involves ten industrial partners. It will start work on 1st August 2012 and be directed by Dr Patricia Thornley of the Tyndall Centre for Climate Change Research at The University of Manchester. Initially the hub will address 10 research projects ranging from turning biomass into transport fuels to capturing carbon dioxide from burning biomass feedstocks.
Minister for Universities and Science David Willetts said:
"Research and innovation play a vital role in our transition to a low carbon economy. The SUPERGEN Bioenergy Hub will bring together leading academic and industrial partners to look at this pressing challenge and develop practical solutions for a greener future."
Dr Patricia Thornley said: "The SUPERGEN Bioenergy Hub is going to really drill into a whole host of bioenergy prospects. It is not just going to look at what will work practically, in terms of generating power, but also the impact of such technologies. This is vitally important; we have to look at the sustainability of these new avenues."
For example, two of the projects will focus on reducing emissions from biomass combustion. One will involve practical measurement work on real boilers, trying to identify cost effective methods of reducing particulates and other atmospheric pollutants at small scale. Additionally, a fundamental scientific study will focus on identifying key markers for emissions from fuel analyses.
Professor David Delpy, EPSRC's Chief Executive, said: "The scientific research carried out through the SUPERGEN Bioenergy Hub can help us discover new and better ways of making fuels, generating power, managing carbon emissions and create economic opportunities for the UK.
"The Hub will act as a focal point, bringing industry, academia and other stakeholders together to focus on the challenges associated with bioenergy and its role in meeting environmental targets."
A summary of the type of work to be carried out through the Hub is below.
Summary of research via SUPERGEN Bioenergy Hub
Two projects will focus on reducing emissions from biomass combustion. One of these will involve practical measurement work on real boilers, trying to identify cost effective methods of reducing particulates and other atmospheric pollutants at small scale. Lead: Newcastle University
Additionally a fundamental scientific study will focus on identifying key markers for emissions from fuel analyses. Lead: University of Leeds
There is significant interest in substituting natural gas in the national network with bio-derived gas. This is already being trialled via anaerobic digestion routes, which can produce a close match to the natural gas composition, but generally uses feedstocks such as slurry. This project will look at alternative routes to producing a natural gas substitute from other feedstocks, including wood and establish if the environmental and economic balances are worth pursuing when the whole life-cycle is taken into account. Lead: University of Bath
Many biomass supply chains are long and complex, with multiple processing stages and the extent to which material is lost (e.g. in drying or storage) is poorly understood. Work will focus on identifying the most significant losses along key supply chains, quantifying their impact and proposing measures to mitigate these. Lead: Rothamsted Research
It is essential to ensure that bioenergy systems actually deliver real greenhouse gas reductions. However, there are many stages in some supply chains where knowledge of potential greenhouse gas impacts is limited making it difficult in some cases to be confident that substantial reductions are being achieved. This project will investigate key sources of uncertainty and their potential greenhouse gas significance, allowing producers and users to focus on improving these to maximize greenhouse gas savings. Lead: The University of Manchester
Turning biomass into a gas can increase the efficiency and improve the environmental impact of electricity and heat production as well as providing routes to transport fuel and chemical production. Work on whole systems engineering integration of gasifiers will be carried out in close collaboration with industry to develop feasible and robust processing schemes. Lead: Newcastle University
There is increasing interest in heating or torrefying biomass to improve its physical characteristics during handling. Work will be carried out to assess the economic and environmental benefits of this to support decision-making in supply chains. Lead: University of Bath
If the carbon dioxide emissions produced when burning biomass can be captured and stored it could be possible to deliver energy systems with not just low, but actually negative greenhouse gas emissions i.e. where carbon dioxide is removed from the atmosphere while producing energy. Performance validation of key steps in these schemes will be carried out in conjunction with the CCS UK Centre hub. Lead: University of Leeds
Turning biomass into transport fuels is a significant research challenge as substantial processing and upgrading are required to meet biofuel specifications. One way of stepping towards that objective is to produce bio-oil by fast pyrolysis and upgrade that only to the minimum extent required to allow it to be mixed with mineral oil in a conventional refinery. New approaches to this will be evaluated experimentally to establish the feasibility and potential greenhouse gas reductions. Lead: Aston University
There are many different pathways from woody biomass to biofuels, some of which are only just emerging and it makes sense to focus research effort on the more efficient and lowest cost processes as well as those most likely to deliver significant and cost effective greenhouse gas reductions. Whole systems analysis of novel biofuel technologies will be carried out to screen for the most promising technology options. Lead: Aston University
###
Notes for editors:
Engineering and Physical Sciences Research Council (EPSRC)
1. The Engineering and Physical Sciences Research Council (EPSRC) is the UK's main agency for funding research in engineering and the physical sciences. EPSRC invests around 800 million a year in research and postgraduate training, to help the nation handle the next generation of technological change. The areas covered range from information technology to structural engineering, and mathematics to materials science. This research forms the basis for future economic development in the UK and improvements for everyone's health, lifestyle and culture. EPSRC works alongside other Research Councils with responsibility for other areas of research. The Research Councils work collectively on issues of common concern via Research Councils UK. www.epsrc.ac.uk
The Research Councils UK (RCUK) Energy Programme
2. The SUPERGEN Bioenergy Hub is part of the RCUK Energy programme which is led by the Engineering and Physical Sciences Research Council (EPSRC). The Energy programme is investing more than 625 million in research and skills to pioneer a low carbon future. This builds on an investment of 839 million over the past eight years. The SUPERGEN Bioenergy Hub will complement the work of the BBSRC Sustainable Bioenergy Centre and the centres will be working closely to provide sustainable renewable sources of energy for application in the UK and globally.
The Tyndall Centre
3. The Tyndall Centre, created in 2000, is a University partnership for interdisciplinary and policy-useful research into climate change mitigation and adaptation. With its Headquarters at the University of East Anglia, the partnership comprises Institutes of the Universities of Manchester, Oxford, Newcastle, Southampton, Sussex, Cambridge, Cardiff and Fudan University in Shanghai. www.tyndall.ac.uk
4. SUPERGEN Bioenergy Hub Partner Institutions
Aston University, University of Bath, University of Leeds, University of Manchester, Newcastle University and Rothamsted Research.
Industrial Partners
Drax, Progressive Energy, Renewable Energy Association, North Energy Associates, Sustainable Energy Ltd, Renewable Energy Systems Carbon, Greenacres, Biomass Energy Centre, Danish Tecnologik Instituit, Dalkia
5. The University of Manchester
The University of Manchester, a member of the Russell Group, is one of the largest and most popular universities in the UK. It has 20 academic schools and hundreds of specialist research groups undertaking pioneering multi-disciplinary teaching and research of worldwide significance. According to the results of the 2008 Research Assessment Exercise, The University of Manchester is one of the country's major research institutions, rated third in the UK in terms of 'research power'. The University had an annual income of 809 million in 2010/11.
[ | E-mail | Share ] ?
AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.
Source: http://www.eurekalert.org/pub_releases/2012-07/eaps-sht071712.php
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